Real Estate

Please visit and for general information on Foreclosure Defense, Family Law (Divorce), Real Estate and Criminal Defense. Also visit our other site at for further information on our Real Estate services including foreclosure defense, loan modification, short sale services, etc.

Katz & Associates, your Florida law firm, is qualified to meet any of your needs in the real estate industry. Michael Katz is experienced to handle any real estate matters including the following:

  • Real Estate contract negotiations [commercial & residential]
  • Short Sales
  • Cash for Keys
  • Deed in Lieu
  • Loan Modification
  • REO’s
  • Florida land and real property acquisitions
  • brokerage commissions
  • Florida construction contracts
  • Foreclosure law
  • leases and other landlord / tenant matters governed by Florida Law
  • commercial or residential leases
  • property management
  • adverse possession
  • boundary disputes
  • easements / rights of way
  • homeowners’ association legal issues governed by Florida Law
  • commercial real estate
  • environmental remediation / wet land mitigation
  • zoning issues
  • mortgages
  • title insurance
  • partition of real property
  • quiet title
  • eminent domain
  • tax free 1031 Exchanges

The following real estate legal information is general in nature. It is not intended to address your particular concerns regarding any real property or real estate litigation matter. For additional information please visit:



PLEASE CONSIDER GETTING A LOAN MODIFICATION BEFORE YOU ENTER A FORECLOSURE (where you can get the bank to change your mortgage and/or loan agreement in order for you to KEEP YOUR HOME). IF you are already in a foreclosure you can still get a loan modification.

There are other ways to get out of a foreclosure; however, the most preferred is that of the loan modification. Four other choices to avoid and/or stop a foreclosure is by a forbearance, a deed in lieu of foreclosure, a short sale, or by just selling your home (as defined below).

BANKRUPTCY should always be the last choice! Consult an attorney before choosing any of these options.

Forbearance is where a bank will postpone foreclosure in order to give the borrower time and an opportunity to make up for overdue payments.

Deed in Lieu of Foreclosure is where a homeowner cannot make the mortgage payments and cannot find a buyer for the house. In this situation many lenders will accept ownership of the property in place of the money owed on the mortgage.

A Short Sale is where there is a sale of a house to a third party in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments. By accepting a short sale, the bank can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes. Ultimately, a short sale will save your credit ratings.

PLEASE NOTE that a foreclosure and bankruptcy can remain on your credit ratings for up to 10 years.

Real estate transactions and disputes related to real estate involve many laws, which vary greatly from state to state. If you are buying or selling real estate or are involved in a dispute regarding real estate in Florida, it is in your best interest to get in touch with an experienced Florida real estate attorney to ensure that your rights are protected.

For more specific information visit our blog at Katz Law Blog on all subjects. Leave us a comment or feel free to ask us a question. We look forward to serving you.

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